Locations

FCCU main branch

A Financial Cooperative

One of the First Choice Credit Union advantages of having limited locations is our cost structure. This enables FCCU to return greater value to our members.

Click below to understand the principles for operating the FCCU Financial Cooperative.

West Palm Beach – Main Office

1055 S. Congress Ave.
West Palm Beach, FL 33406-5195

Call Us
Tel: (561) 641-0100
Toll Free: (800) 449-3328
CALL 24: (561) 642-6686
CALL 24: (800) 731-3328
Fax: (561) 641-2735

Lobby Hours
Monday, Tuesday & Thursday: 9:00 a.m. – 5:00 p.m.
Wednesday: 10:00 a.m. – 5:00 p.m.
Friday: 9:00 a.m. – 6:00 p.m.

Contact Center Hours
Monday, Tuesday & Thursday: 8:00 a.m. – 5:00 p.m.
Wednesday: 10:00 a.m. – 5:00 p.m.
Friday: 8:00 a.m. – 6:00 p.m.

Drive-Thru Hours
Monday – Thursday: 8:00 a.m. to 5:00 p.m.
Friday: 8:00 a.m. to 6:00 p.m.

Medical center branch building

VA Medical Center Branch

7305 N. Military Trail
(in VA Medical Center)
Palm Beach Gardens, FL 33410

NOTE: This branch does not offer cash services.
ATM on-site in the hospital.

Office Hours
Monday, Tuesday, Thursday & Friday: 9:00 a.m. – 5:00 p.m.
Wednesday: 10:00 a.m. – 5:00 p.m.
Closed Daily from 1:30 p.m. – 2:00 p.m.

Contact Center Hours
Monday, Tuesday & Thursday: 8:00 a.m. – 5:00 p.m.
Wednesday: 10:00 a.m. – 5:00 p.m.
Friday: 8:00 a.m. – 6:00 p.m.

CO-OP Shared Branches

CLICK HERE to find a CO-OP Network Shared Branch Location.

ATMs

PUBLIX ATMs – FREE ATM TRANSACTIONS

First Choice Credit Union (FCCU) is proud to offer members convenient access to a large network of completely free ATMs. Enjoy no-fee ATM withdrawals at:

  • Over 65 Publix locations in Palm Beach County
  • Nearly 900 Publix ATMs across Florida
  • More than 1,400 Publix ATMs nationwide

These ATMs are part of the Presto! Network, exclusively available at Publix supermarkets.

MONEYPASS SURCHARGE-FREE NETWORK

FCCU is also a member of the MoneyPass® Network, providing additional ATM access nationwide.

  • ATM owner fees are waived at MoneyPass locations
  • FCCU charges a $2 convenience fee per transaction at these ATMs

While not completely free, using a MoneyPass ATM helps you avoid third-party ATM surcharges, which can

CLICK HERE to find a Surcharge-Free MoneyPass® ATM.

*Transaction fees imposed by other institutions are the responsibility of the member.

To Avoid Additional ATM Withdrawal Fees:

  • Use your FCCU check card or ATM card to purchase items and receive cash back at many participating merchants.
  • Make withdrawals at our FCCU ATM located inside the VA Medical Center.

Debit Card Security

FCCU has taken strong measures to assist in preventing debit card fraud and to keep your records and financial information secure. Our debit card processor monitors our complete debit card portfolio for “out of the normal spending patterns.” When our processor detects an “out of the normal spending pattern,” they will call you to verify the debit card activity. If our debit card processor cannot reach you, your card may be temporarily frozen until they can verify the activity.

Using Your Debit Card Out of Town

To avoid having your card potentially restricted while traveling, you may wish to notify the credit union if you will be going out of town. We will gladly notify our card processor of the dates you will be out of the area, so any transactions conducted there won’t be considered “out of the normal spending pattern.” This gives you the flexibility and confidence to enjoy your travels.