High-Yield Savings

High-Yield Savings

Make First Choice your FIRST CHOICE and take your savings to the next level. Take your savings to the next level and beyond with FCCU’s High-Yield Savings is perfect. Enjoy our highest savings account rate of return, easy access to your funds, and the security and safety of being a federally insured account.

Other benefits of a First Choice Credit Union High-Yield Savings account include:

  • One of the best savings rates in the market at 4.07 APY* 
  • NO penalty or fee for early withdrawals.
  • Unlimited withdrawals made in person at any FCCU branch.
  • Transfers made through CALL 24, Home Banking and automatically from other FCCU accounts.
  • Online transfers to and from other financial institutions

Setting up direct deposit or payroll deduction to your high yield savings account makes savings simple and easy

See Deposit Rates

*Annual Percentage Yield effective 9/1/2023. A $5,000 minimum deposit is required to open a High Yield Savings Account.  A $10 monthly fee will be imposed if the minimum balance falls below $5,000 during any time during the given month. *See our Fee/Disclosure Schedules for full details.
Each member’s account is insured to at least $250,000 by the National Credit Union Administration (NCUA), an agency of the Federal Government. All Individual Retirement Accounts are separately insured to $250,000 by the NCUA.