Early Pay

Get Your Paycheck Up to 2 Days Early!

Good news, members! FCCU now offers Early Pay, giving you access to your paycheck and other ACH deposits up to two days sooner.*

How It Works

When FCCU receives notice of an incoming direct deposit, we’ll release the funds to you right away. That means you get your money faster, without waiting until the scheduled payday!

This feature is automatic, free, and available to all members with direct deposit!

It’s just one more way FCCU is working to make your money work harder for you. If you don’t already have your paycheck deposited directly into your FCCU account, now’s the perfect time to make the switch and start enjoying Early Pay.

When enrolling in direct deposit for your FCCU accounts, you’ll need your account information ready, such as:

  • FCCU Routing #: 267083349
  • Your Account #
*First Choice Credit Union (FCCU) may make ACH payroll credits available up to two business days prior to the scheduled settlement date. This early availability is not guaranteed and is dependent on when we receive payment instructions from the originator. Funds made available early are provisional and subject to reversal if the originating financial institution fails to deliver the payment. You should not rely on early availability for time-sensitive transactions. This service is provided at the discretion of FCCU and may be modified or discontinued at any time without prior notice. For further information on Early Pay, please see the Membership Agreement