Money Market Accounts

Money Market Options

Enjoy access to your funds while earning higher dividends! FCCU members can enjoy the liquidity of a checking account and earn greater dividends at the same time with one of our Money Market accounts.

Earn more for your money with our Money Market account. It’s a smart investment if you want a higher rate of return, liquidity, and the safety of a federally insured account. Dividends are calculated daily, and rates increase automatically as your balance grows.

Other benefits of a First Choice Credit Union Money Market account:

  • There is NO penalty or fee for early withdrawals.
  • Personalized Money Market checks are FREE.
  • You can have up to three checks per month clear your account (minimum check amount is $100).
  • Make up to six withdrawals per month (including the three checks above).
  • Transfers may be made through CALL 24, Home Banking and automatically from other FCCU accounts .
  • Unlimited withdrawals may be made in person at any FCCU branch.
  • Low minimum balance required of just $2,500.

Overdraft protection is automatically available. Plus, you have the option to choose either our Courtesy Overdraft Protection or Overdraft Line of Credit.

See Deposit Rates

Each member’s account is insured to at least $250,000 by the National Credit Union Administration (NCUA), an agency of the Federal Government. All Individual Retirement Accounts are separately insured to $250,000 by the NCUA.
*See our Fee/Disclosure Schedules for full details.

For members looking for a little more from a Money Market Account, our Super Money Market Account may be just for you. It offers you a higher rate of return, easy access to your funds, and the security and safety of being a federally insured account.

Other benefits of a First Choice Credit Union Super Money Market account include:

  • NO penalty or fee for early withdrawals.
  • FREE personalized Money Market checks.
  • Up to three checks per month clearing your account (minimum check amount is $100).
  • Up to six withdrawals (includes the three checks above) per month.
  • Transfers made through CALL 24, Home Banking and automatically from other FCCU accounts.
  • Unlimited withdrawals made in person at any FCCU branch.
  • Funds that are not subject to Florida State Intangible Tax.
  • Automatic overdraft protection. Plus you have the option to choose either our Courtesy Overdraft Protection or Overdraft Line of Credit.

See Deposit Rates

Each member’s account is insured to at least $250,000 by the National Credit Union Administration (NCUA), an agency of the Federal Government. All Individual Retirement Accounts are separately insured to $250,000 by the NCUA.
*See our Fee/Disclosure Schedules for full details.