Live at the Speed of Life!

The FCCU MasterCard programs are tailored to fit your lifestyle, providing you with the flexibility to handle credit the way you want with a wide range of money-saving benefits.

We offer a MasterCard Gold and Classic option:

MasterCard Gold
—8.75% Fixed Rate APR

The MasterCard Gold is great for members who sometimes carry a monthly balance. It has one of the lowest fixed rates in the whole country. Members with good to excellent credit will qualify for use of this card. If you anticipate carrying a balance on your credit card, you will want a card with the lowest rate.

MasterCard Classic
—14.76% Fixed Rate APR

The Mastercard Classic is great for Members who may not qualify yet for the MasterCard Gold but have good credit.

MasterCard Classic Secured
—14.76% Fixed Rate APR

For those Members who have no or limited credit or those who are looking to rebuild their credit, we offer a MasterCard Classic Secured. The credit limit on the card is secured by a deposit in your First Choice Credit Union account. Parents can also use their account to secure a card for their children.

*Purchases, balance transfers, and cash advances will be subject to the respective fixed APR of each card. The finance charge is imposed on cash advances, balance transfers, and convenience checks from the date of the transaction on your account. You have a 25-day grace period (no finance charge) on your purchase balance and for new purchases if you paid the total new balance for purchases on your last statement by the end of the grace period. Credit approval subject to membership eligibility, creditworthiness and other qualifications. Please see our application and disclosures for more details. Rates, terms and conditions subject to change.

All First Choice Credit Union MasterCard accounts come with the following features:

  • No annual fees
  • Cash advances at ATM worldwide
  • Balance transfers
  • An interest-free grace period on purchases

To report a lost or stolen FCCU MasterCard,
Please call 1-800-325-3678.