At First Choice Credit Union, we understand life happens and that bad things can happen to good people. Some financial setbacks are unavoidable, such as experiencing an extended illness, loss of job or maybe a divorce. When these situations occur, we believe FCCU members who are working to rebuild their finances should be given the opportunity for a true Fresh Start.

If you are working to re-establish your financial stability, this checking account might be just right for you.

With our Fresh Start Checking Account, members will enjoy:

• First Choice Credit Union (FCCU) is proud to offer members convenient access to a large network of completely free ATMs. Enjoy no-fee ATM withdrawals at:

• Over 65 Publix locations in Palm Beach County
• Nearly 900 Publix ATMs across Florida
• More than 1,400 Publix ATMs nationwide

• Early Pay available: get your paycheck up to 2 days early!
• Round-Up Savings: earn dividends from everyday purchases!
• Courtesy Pay: an overdraft protection service with a low fee!

• FREE debit card
• FREE debit card rewards
• FREE internet account access
• FREE mobile banking
• FREE mobile deposit (available after account has been open for 90 days)
• No minimum balance requirements
• Low monthly service charge*
• No per-check charges
• Duplicate checks for accurate record keeping

After a period of one year, you will be eligible to request an upgrade to our Value Checking. An upgrade will provide you access to our overdraft protection feature and eliminate the monthly service charge.

*$10 monthly service charge. Each member’s account is insured to at least $250,000 by the National Credit Union Administration (NCUA), an agency of the Federal Government. All Individual Retirement Accounts are separately insured to $250,000 by the NCUA.