Certificates of Deposit (CD)

FCCU members seeking higher rates of return for their savings may elect to open a CD. They pay higher dividend rates, as invested funds remain on deposit for a fixed period of time.

Minimum balance is $1000, and available terms are CD – 12-, 20-, and 60-months.

See Deposit Rates

CDs & IRAs

Your peace of mind is worth saving for. Certificates of Deposits and IRAs are often an important piece of a sound savings strategy. Certificates require that funds remain in the account for a period of time, and, in return, they pay a higher dividend rate than other savings accounts. Individual Retirement Accounts (IRAs) are a key tax management and saving strategy for retirement and future planning.

Each member’s account is insured to at least $250,000 by the National Credit Union Administration (NCUA), an agency of the Federal Government. All Individual Retirement Accounts are separately insured to $250,000 by the NCUA.