The following is the Privacy Notice and Disclosure for First Choice Credit Union
At First Choice Credit Union, we are committed to protecting our members' privacy and it is our stated intent to comply with the NCUA Privacy Rules and all other applicable privacy provisions.
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Why? |
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all of the sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
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What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our member, we continue to share your information as described in this notice. |
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How? |
All financial companies need to share members' information to run their everyday business. In the section below, we list reasons financial companies can share their members' personal information; the reasons First Choice Credit Union chooses to share; and whether you can limit this sharing. |
| Reasons we can share your information | Does the Credit Union share? | Can you limit this sharing? |
| For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
YES | NO |
| For our marketing purposes - to offer our product and services to you |
YES | NO |
| For joint marketing with other financial companies | YES | YES |
| For our affiliates’ everyday business purposes - information about your transactions and experiences |
NO | N/A |
| For non-affiliates to market to you | NO | N/A |
| To limit our sharing |
• Call (800) 449-3328 Please Note: If you are a new member, we can begin sharing your information 7 days from the date we sent this notice. When you are no longer our member, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing. |
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Questions? |
• Call (800) 449-3328 |
| Who we are | |
| Who is providing this notice? | First Choice Credit Union |
| What we do | |
| How does First Choice Credit Union protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings |
| How does First Choice Credit Union collect my personal information? | We collect your personal information, for example, when you • open an account or deposit money • pay your bills or apply for a Loan • use your credit or debit card We also collect your personal information from other companies. |
| Why can’t I limit all sharing? | Federal law gives you the right to limit only • Sharing for affiliates everyday business purposes – information about your creditworthiness • Affiliates from using your information to market to you • Sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights limit sharing. |
| What happens when I limit sharing for an account I hold jointly with someone else? | Your choice will apply to everyone on your account. |
| Definitions | |
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies. • First Choice Credit Union has no affiliates |
| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies. • First Choice Credit Union does not share your information with nonafflilates for marketing purposes |
| Joint Marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you. • First Choice Credit Union has a joint marketing agreement with CUNA MUTUAL (Member Connect – Insurance Products) |
The following is the Web-Site Privacy Policy for First Choice Credit Union.
First Choice Credit Union is committed to protecting the privacy of our members. In general, you can visit us on the World Wide Web without disclosing to us who you are or revealing any information about yourself. There are several areas, however, that will collect certain information about you and we want you to know how we handle that information.
If you visit our website, First Choice Credit Union collects and stores information on the domain you use to access our website, the Internet address of the site from which you linked directly to the site, and the date and time of your visit. This information is used to measure the number of visitors to the various pages on our site to better serve our membership.
If you send an e-mail, First Choice Credit Union collects and stores personally-identifying information in order to process your e-mail, form or application. This information is not sold to any third parties. Due to the volume of e-mail activity, these messages are deleted after they are answered or completed.
If you visit a secure site, such as home banking, you will be asked for personal identification numbers which will give you access to the member only section of our website. This information enables First Choice Credit Union to regulate entry to the member only portions of our website and to measure member usage. Any identifying information gathered is not sold to third parties.
If you link to another site from any of our pages, you are leaving our site pages, and we cannot be held responsible for any information that may be gathered at a linked site. We make every effort however, to ensure that all linked sites follow similar privacy policies as ours to offer you maximum security and privacy.