Round-Up Savings

A Special Account for our Special Savers!

With our Debit Card Round-Up program, every time you make a purchase with your debit card, we’ll automatically round up the amount to the nearest dollar and transfer the spare change into the deposit account of your choice. Now, we have a special savings account only available to those enrolled in the Debit Card Round-Up, with an even more special rate of 5.09% APY*!

How It Works

This account is perfect for saving up large sums over time, perhaps for a big purchase or vacation. Deposits are limited to rounded up transactions. Due to its high dividend rate of 5.09%, this account allows only one annual withdrawal.

  • The annual withdrawal granted renews on the anniversary of opening the account.
  • A withdrawal not complying with the annual withdrawal provision will be honored, but will result in the closure of the account.
  • A fee will be required to re-open a closed Round-Up Savings account.

Use these newfound savings from daily transactions to save up for something special, or simply save it for a rainy day!

Round-Up SavingsAPY*Interest RateMinimum Balance
Round-Up Savings5.09%5.00%N/A
* Annual Percentage Yield (APY) rates shown are accurate and effective for the above accounts as of the effective date indicated. Rates effective and accurate as of 8/22/2025.  Please contact one of our member services representatives for more information about rates, terms and conditions.

Not Enrolled in Round-Up for Debit Yet?

Follow this link to learn more about the terms of the Round-Up program and how to activate it for your debit card!

Not a card holder with us? apply for your card today!

Visa debit card

You can apply online through your FCCU home banking service. Once you’ve logged into home banking, simply click on the Secure Forms icon (make sure this works as stated) and complete the short application. You may also apply in person at any of our branches.