Specials

Specials

Looking for special deals and bonuses? You’ve come to the right place! Check this page monthly for FCCU current events, promotional deals on products, giveaways, and more!

February 2024

Auto Loans

Owning a vehicle gives you the freedom and ability to go to work, travel on your time off and truly spend your time as you please. It is essential to the everyday lives of most people and one of the largest purchases you will make. First Choice Credit Union wants to help you get the best financing possible! Whether it’s financing your dream car, upgrading or downsizing, or helping your little one find their first ride, FCCU has you covered.

Find Your REAL Rate

Beware of lenders that promote “as low as rates”! “As low as” rates are often misleading and trick people into thinking they found a great deal. At FCCU, we want you to find a rate you can count on! With our new Rates table, you are able to point out your exact rate based on your credit score! Discounts are also available to further lower your rate if any interest you.

Lowered Rates

For this month’s special, we have lowered auto loan rates! If you put in an application for an auto loan during the month of February, you will be eligible for these lower rates! This offer ends on February 29th, 2024. Don’t delay, apply today!

Vehicle Loans New Auto
CREDIT SCOREAPR1
36 Months48 Months60 Months72 Months84 Months
720+4.24%4.49%4.74%5.24%5.99%
680-7194.74%4.99%5.24%5.74%6.49%
640-6795.24%5.49%5.74%6.24%6.99%
600-6406.74%6.99%7.24%7.74%N/A
Less than 6008.24%8.49%8.74%N/AN/A

*We rely on a national credit bureau for obtaining your credit score. This score may differ from a credit score you find from other sources. We will not use credit scores from other score providers or accept for consideration other credit scores you provide.

Vehicle Loans New Auto
CREDIT SCOREAPR1
36 Months48 Months60 Months72 Months84 Months
720+4.24%4.49%4.74%5.24%5.99%
680-7194.74%4.99%5.24%5.74%6.49%
640-6795.24%5.49%5.74%6.24%6.99%
600-6406.74%6.99%7.24%7.74%N/A
Less than 6008.24%8.49%8.74%N/AN/A

*We rely on a national credit bureau for obtaining your credit score. This score may differ from a credit score you find from other sources. We will not use credit scores from other score providers or accept for consideration other credit scores you provide.

Vehicle Loans Used Auto
CREDIT SCOREAPR1
36 Months48 Months60 Months72 Months84 Months
720+4.49%4.74%4.99%5.49%6.24%
680-7194.99%5.24%5.49%5.99%6.74%
640-6795.49%5.74%5.99%6.49%7.24%
600-6396.99%7.24%7.49%7.99%N/A
Less than 6008.49%8.74%8.99%N/AN/A

*We rely on a national credit bureau for obtaining your credit score. This score may differ from a credit score you find from other sources. We will not use credit scores from other score providers or accept for consideration other credit scores you provide.

Vehicle Loans Used Auto
CREDIT SCOREAPR1
36 Months48 Months60 Months72 Months84 Months
720+4.49%4.74%4.99%5.49%6.24%
680-7194.99%5.24%5.49%5.99%6.74%
640-6795.49%5.74%5.99%6.49%7.24%
600-6396.99%7.24%7.49%7.99%N/A
Less than 6008.49%8.74%8.99%N/AN/A

*We rely on a national credit bureau for obtaining your credit score. This score may differ from a credit score you find from other sources. We will not use credit scores from other score providers or accept for consideration other credit scores you provide.

Other Secured Loans
CREDIT SCOREAPR1
36 Months48 Months60 Months72 Months84 Months
720+5.74%5.99%6.24%6.74%7.49%
680-7196.24%6.49%6.74%7.24%7.99%
640-6796.74%6.99%7.24%7.74%8.49%
600-6397.24%7.49%7.74%N/AN/A
Less than 6007.74%N/AN/AN/AN/A

*We rely on a national credit bureau for obtaining your credit score. This score may differ from a credit score you find from other sources. We will not use credit scores from other score providers or accept for consideration other credit scores you provide.

*Cooperative Discount only for Other Secured Loans*

Other Secured Loans
CREDIT SCOREAPR1
36 Months48 Months60 Months72 Months84 Months
720+5.74%5.99%6.24%6.74%7.49%
680-7196.24%6.49%6.74%7.24%7.99%
640-6796.74%6.99%7.24%7.74%8.49%
600-6397.24%7.49%7.74%N/AN/A
Less than 6007.74%N/AN/AN/AN/A

*We rely on a national credit bureau for obtaining your credit score. This score may differ from a credit score you find from other sources. We will not use credit scores from other score providers or accept for consideration other credit scores you provide.

*Cooperative Discount only for Other Secured Loans*

 

1APR = Annual Percentage Rate Individual loan rates are determined by member’s specific credit history. Rates are subject to change at any time.
2Package of Protection not available for these loans.