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Home Equity Line of Credit (HELOC)

The Home Equity Line of Credit (HELOC) offers a flexible way to pay for all your wants and needs large and small. The HELOC offers a draw period of five (5) years during which you can borrow and pay back as you see fit and take advantage of the interest only payment. After the draw period, the loan has a 10 year repayment period. The variable interest rate is tied to changes in the Prime Rate.

Special Features:

  • Affordable interest only payment during draw period
  • Use the HELOC if and when you need money
  • No prepayment penalties
  • Variable interest rate tied to prime rate
  • Maximum loan $400,000 if FCCU in first position
  • Maximum loan $200,000 if there are other mortgages or lienholders

For more information please call 561.641.0100. Or submit your application online.


Membership required. You are eligible if you live or work in Palm Beach County.

Mailing Address
1055 S. Congress Avenue
West Palm Beach, Florida 33406-5195

561.641.0100 Phone

Your savings are federally insured to at least $250,000 Your savings are federally insured by NCUA
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