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CORONAVIRUS UPDATE: In order to provide the safest environment for ALL our Members and Staff, we require ALL Members and Staff to wear MASKS. Thanks for your cooperation. The Lobby is open. Appointments preferred. Teller transactions in the drive-up only. Learn more.

VA Branch Closed for Remodeling: The VA Branch is expected to reopen November 1, 2021 upon completion of our remodel. Members can reach the Main Branch during normal business hours by phone 561-641-0100, Text 561-641-0100, or email msr@firstchoicecu.org Learn more.

Home Equity Line of Credit (HELOC)

3.25% APR1 for credit score 720 and above

3.50% APR2 for credit score 680 to 719

The Home Equity Line of Credit (HELOC) offers a flexible way to pay for all your wants and needs large and small. The HELOC offers a draw period of five (5) years during which you can borrow and pay back as you see fit and take advantage of the interest only payment. After the draw period, the loan has a 10 year repayment period. The variable interest rate is tied to changes in the Prime Rate.

Special Features:

  • Affordable interest only payment during draw period
  • Use the HELOC if and when you need money
  • No prepayment penalties
  • Variable interest rate tied to prime rate
  • Maximum loan $400,000 if FCCU in first position
  • Maximum loan $200,000 if there are other mortgages or lienholders

For more information please call 561.641.0100. Or submit your application online.

 

1APR = Annual Percentage Yield. Variable interest rate tied to Prime Rate

2APR = Annual Percentage Yield. Variable interest rate tied to Prime Rate + .25%

Membership required. You are eligible if you live or work in Palm Beach County.

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Mailing Address
1055 S. Congress Avenue
West Palm Beach, Florida 33406-5195

561.641.0100 Phone
Your savings are federally insured to at least $250,000 Your savings are federally insured by NCUA
Equal Housing Opportunity
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