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Lobby Closed Until Further Notice

First Choice Credit Union (FCCU) is doing its part to “flatten the curve” by reducing social exposure to help slow the spread of the coronavirus.

Effective Wednesday March 18, 2020 we are closing our lobby at the Main Branch, we are closing our VA Branch. Effective Saturday March 28th, we will discontinue all Saturday services in our lobby and drive thru.

We will continue our normal drive-up hours for cash services. Our Call Center will be open normal hours. Online and mobile services will be available as usual.

We will continue to monitor the situation and keep you updated as to when we will re-open.  Thank you for your continued membership as we all work through this challenging time.  


Testimonial by Ryan Welte his happy experience witht eh auto advisor.

Auto Loan Resource Center

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“Specializing in Low Cost Auto Loans”

When purchasing a car, truck, boat, motorcycle, or RV, information is your best friend. Our Vehicle Resource Center has articles, calculators, and research tools that will prepare you for the task. Of course, you can always stop by a First Choice CU branch and pick the brains of our knowledgeable staff. Whichever method you choose, you'll be better prepared for your vehicle purchase after you've explored all of your resources.


At First Choice Credit Union, we pride ourselves on having the lowest car loan rates in Palm Beach County. However, setting loan rates is not an exact science. Our Fair Lending Program allows us to best serve members in a way that is consistent with their credit history. Regardless of what their credit score is, it's important that each member feel that they can rely on us to offer the fairest and best rate possible. The rate a member pays on a loan will be determined by their credit history and the term of the loan. Keep your car loan at First Choice Credit Union where you are an owner.


As one of our newest services to First Choice Credit Union members, Auto Advisors is designed to assure you a peace of mind on your next new or used car purchase. Auto Advisor is the friend you always wished you could take with you when you go to the dealership!

Auto Advisors looks at the entire transaction, from the value of your trade-in to the relationship of invoice to selling price. They make sure you’re getting fair market value for your trade-in, their volume discount pricing, all manufacturer rebates and our low rate financing. They also recommend ou
r low cost GAP and extended warranties!

You should also know that Auto Advisors only serves credit union members. They do not buy or sell cars, and they do not finance cars. Their only interest is helping you save time and money, and they have already assisted over 70,000 members in Florida alone!

If you would like to simplify the car buying process and have an expert assist you, please call our office at 561-649-7133 or visit them online

Auto Advisors Simple.Smart.Savings
Getting Started

• Know what’s on your credit report
Learn about Fuel Economy
Auto Loan Calculators
Apply Online

Protect Your Car
GAP Coverage
Payment Protection
Mechanical Repair Coverage
Compare Auto Insurance
Pricing & Research

N.A.D.A. Online
Kelly Blue Book
Consumer Reports

Dealership Tips

High Cost of Insurance Products
• 0% vs. Rebate
• Beware of the Finance Guy

Get Your Auto Loan

Loan Rates
Apply Online
Contact First Choice CU

Young Adults

Young Adult Car Loan

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Mailing Address
1055 S. Congress Avenue
West Palm Beach, Florida 33406-5195

561.641.0100 Phone

Your savings are federally insured to at least $250,000 Your savings are federally insured by NCUA
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