You may be able to refinance your First Mortgage loan with a First Choice Home Equity loan and save a lot of money in closing costs and get a great rate. We call this the “We’re # 1 Loan”. We designed this loan for the many members who were discouraged by the high closing costs to refinance a First Mortgage loan. There is still time while interest rates are low to lock in a great rate. Learn more about this amazing offer.
Borrowing money to buy a home should be handled by someone that you know and trust. What better place to go than your Credit Union?
We understand this is one of the biggest financial decisions most people will ever make. While we do not have the full resources available to directly provide members with their all first mortgage needs, we want members to know they can still count on us for a referral.
In partnership with US Mortgage of Florida, we are able to refer our members to someone that we know and trust will provide them with the best service possible. US Mortgage of Florida is a full service correspondent lender whose primary focus is to serve our members with competitive mortgage products, programs, and pricing. They will assist with qualifying and obtaining the mortgage plan best suited for your needs and lifestyle.
So, whether it’s your first home, time to move into more space or you’re ready to downsize, there are a variety of home loan products to choose from.
Variety of Terms
10-30 year adjustable or fixed rates^
5 and 7 year balloon
5 and 7 year adjustable rates
5% down with PMI
Extended rate locks available
Convenience of automatic deduction of payments
Investments and second homes
Members of First Choice Credit Union have access to the Mortgage Professionals at US Mortgage of Florida. For more information or to get your pre-approval process started*, please contact our Mortgage Service Planner, Tony Acquaviva with US Mortgage of Florida at (561) 886-0300.
^ In 5 year increments