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Lobby Closed Until Further Notice

First Choice Credit Union (FCCU) is doing its part to “flatten the curve” by reducing social exposure to help slow the spread of the coronavirus.

Effective Wednesday March 18, 2020 we are closing our lobby at the Main Branch, we are closing our VA Branch. Effective Saturday March 28th, we will discontinue all Saturday services in our lobby and drive thru.

We will continue our normal drive-up hours for cash services. Our Call Center will be open normal hours. Online and mobile services will be available as usual.

We will continue to monitor the situation and keep you updated as to when we will re-open.  Thank you for your continued membership as we all work through this challenging time.  



You may be able to refinance your First Mortgage loan with a First Choice Home Equity loan and save a lot of money in closing costs and get a great rate. We call this the “We’re # 1 Loan”. We designed this loan for the many members who were discouraged by the high closing costs to refinance a First Mortgage loan. There is still time while interest rates are low to lock in a great rate. Learn more about this amazing offer.

Young family watching the sunset and thinking about a new homeBorrowing money to buy a home should be handled by someone that you know and trust. What better place to go than your Credit Union?

We understand this is one of the biggest financial decisions most people will ever make. While we do not have the full resources available to directly provide members with their all first mortgage needs, we want members to know they can still count on us for a referral.

In partnership with US Mortgage of Florida, we are able to refer our members to someone that we know and trust will provide them with the best service possible. US Mortgage of Florida is a full service correspondent lender whose primary focus is to serve our members with competitive mortgage products, programs, and pricing. They will assist with qualifying and obtaining the mortgage plan best suited for your needs and lifestyle.

So, whether it’s your first home, time to move into more space or you’re ready to downsize, there are a variety of home loan products to choose from.

Variety of Terms  

  • 10-30 year adjustable or fixed rates^

  • 5 and 7 year balloon

  • 5 and 7 year adjustable rates

Special Features

  • 5% down with PMI

  • Extended rate locks available

  • Convenience of automatic deduction of payments

  • Construction/Perm financing

  • Investments and second homes

Members of First Choice Credit Union have access to the Mortgage Professionals at US Mortgage of Florida. For more information or to get your pre-approval process started*, please contact our Mortgage Service Planner, Tony Acquaviva with US Mortgage of Florida at (561) 886-0300.

^ In 5 year increments


Mailing Address
1055 S. Congress Avenue
West Palm Beach, Florida 33406-5195

561.641.0100 Phone

Your savings are federally insured to at least $250,000 Your savings are federally insured by NCUA
Equal Housing Opportunity
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