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Closely following CDC guidelines, we have reopened our lobbies by appointment only. We still encourage members to use our online services, mobile banking and ATMs when possible. If an appointment is required, please call 641-0100 Option 2 for requirements and to schedule your time.


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At First Choice Credit Union, our MasterCard programs are tailored to fit your lifestyle, providing you with the flexibility to handle credit the way you want with a wide range of money-saving benefits.

We offer a MasterCard Gold and Classic:

MasterCard Gold     8.75% Fixed Rate APR
The MasterCard Gold is great for Members who sometimes need to carry a monthly balance. It has one of the lowest fixed rates in the whole country. The card isn’t for everyone. In order to offer such a low rate, it is only for Members with good to excellent credit. If you know you will maintain a balance on your credit card, you will want a card with the lowest rate.

MasterCard Classic     14.76% Fixed Rate APR
The MasterCard Classic is great for Members who may not qualify yet for the MasterCard Gold but have good credit. In the near future, we plan to roll out a Rewards Program for MasterCard Classic.

MasterCard Classic Secured     14.76% Fixed Rate APR
For those Members who have no or limited credit, or those who are looking to rebuild their credit, we offer a MasterCard Classic Secured. The credit limit on the card is secured by a deposit in your First Choice Credit Union account. Parents can also use their account to secure a card for their children.

All First Choice Credit Union MasterCards come with the following features:

  • No annual fees
  • Cash advances at ATM's worldwide
  • Balance Transfers
  • Interest free grace period on purchases

Manage your First Choice Credit Union MasterCard on-line!

It's free and it's easy to use. Simply visit ezcardinfo and enroll for this great service.

You'll be able to:

  • Review your account information
  • Search for certain transactions by amount or date
  • Track your spending and even create your own expense reports
  • Set up alert notifications
  • Make a one time payment

To report a lost or stolen MasterCard: Please call 1-800-325-3678

Mailing Address
1055 S. Congress Avenue
West Palm Beach, Florida 33406-5195

561.641.0100 Phone

Your savings are federally insured to at least $250,000 Your savings are federally insured by NCUA
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