At First Choice Credit Union, our MasterCard programs are tailored to fit your lifestyle, providing you with the flexibility to handle credit the way you want with a wide range of money-saving benefits.
We offer a MasterCard Gold and Classic:
MasterCard Gold 8.75% Fixed Rate APR
The MasterCard Gold is great for Members who sometimes need to carry a monthly balance. It has one of the lowest fixed rates in the whole country. The card isn’t for everyone. In order to offer such a low rate, it is only for Members with good to excellent credit. If you know you will maintain a balance on your credit card, you will want a card with the lowest rate.
MasterCard Classic 14.76% Fixed Rate APR
The MasterCard Classic is great for Members who may not qualify yet for the MasterCard Gold but have good credit. In the near future, we plan to roll out a Rewards Program for MasterCard Classic.
MasterCard Classic Secured 14.76% Fixed Rate APR
For those Members who have no or limited credit, or those who are looking to rebuild their credit, we offer a MasterCard Classic Secured. The credit limit on the card is secured by a deposit in your First Choice Credit Union account. Parents can also use their account to secure a card for their children.
All First Choice Credit Union MasterCards come with the following features:
- No annual fees
- Cash advances at ATM's worldwide
- Balance Transfers
- Interest free grace period on purchases
Manage your First Choice Credit Union MasterCard on-line!
It's free and it's easy to use. Simply visit ezcardinfo and enroll for this great service.
You'll be able to:
- Review your account information
- Search for certain transactions by amount or date
- Track your spending and even create your own expense reports
- Set up alert notifications
- Make a one time payment
To report a lost or stolen MasterCard: Please call 1-800-325-3678