Whether you want to travel by land or sea - we have a loan to help get you moving.
Having the money you want, when you need it and at the best possible rate are just a few of the benefits of borrowing from First Choice Credit Union.
Our Fair Lending Program allows us to best serve members in a way that is consistent with their credit history. Regardless of what their credit score is, it's important that each member feel that they can rely on us to offer the fairest and best rate possible. The rate a member pays on a loan will be determined by their credit history and the term of the loan. If you are interested in reviewing your own credit report, you are entitled to one free copy per year. Be aware of where you order your “Free” report. Many sites claim to be free but you might end up signing up for a monthly or yearly review and fee without even realizing it. The web site link below is for an actual free credit report and doesn’t require you to sign up for anything additional.
All of our consumer loans are calculated as simple interest, with finance charges based on the unpaid balance and there is never a prepayment penalty.
No matter what your borrowing needs may be, we want to help. Members can apply in person at one of our offices or during regular business hours a Member Service Representative will take your application by phone. For your convenience, you can also apply on-line.