Having the money you want, when you need it and at the best possible rate are just a few of the benefits of borrowing from First Choice Credit Union.
Our Fair Lending Program allows us to best serve members in a way that is consistent with their credit history. Regardless of what their credit score is, it's important that each member feel that they can rely on us to offer the fairest and best rate possible. The rate a member pays on a loan will be determined by their credit history and the term of the loan.
All of our consumer loans are calculated as simple interest, with finance charges based on the unpaid balance and there is never a prepayment penalty.
No matter what your borrowing needs may be, we want to help. Members can apply in person at one of our offices or during regular business hours a Member Service Representative will take your application by phone or you can apply on-line.
